At Sandstone Settlements, we don’t just throw one offer at you. We help you restructure your policy around your real life—so you get cash when you need it today and still protect your future.
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It’s your payments, not owls.
Most companies want to buy as much of your settlement as they can, as fast as they can. We’re different. Your structured settlement or annuity was meant to take care of you, so every deal we design starts with your goals—not our offer.
Many buyers push a single take-it-or-leave-it offer that may not fit your life or long-term plans.
We show you multiple ways to restructure your payments so you can sell a portion, keep a portion, and time your money for when you actually need it.
A simple, transparent process from the first conversation to funding and court approval.
Share a basic breakdown of what you receive and what you’re trying to accomplish. No pressure, no commitment.
Instead of one offer, we map out custom restructure options based on your goals—paying off debt, buying a home, starting a business, or creating breathing room.
We explain the pros and cons in plain English. You pick the structure that fits you best—or walk away. It’s your decision.
Trade expensive credit card interest for one clear plan and more peace of mind.
Use a portion of your settlement toward a down payment or relocation costs.
Turn a future stream of payments into the startup cash you need now.
Build an emergency fund or cover medical expenses without waiting years.
No. In most restructures, you only sell some of your payments. We’ll show you options that let you keep part of your future income.
Timing can vary by court, but many clients are funded in X–Y weeks from signing. We’ll give you a realistic timeline up front.
No. Our job is to design options around your life. If nothing feels right, you walk away.
Yes. All structured settlement transfers must be approved by a judge. We handle the paperwork and keep you informed at every step.